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#51
TSBB General Talk / Re: Auto insurance in regions ...
Last post by Norm L. - Nov 15, 2024, 01:29 PMI think the auto insurance covered water damage. It didn't differ by cause.
I believe many of you have seen or heard about tow vehicle following a boat down the ramp into the water.
I once had a claim when I drove the car into a puddle during a heavy rain, The dip depth was hidden and the car started floating. Happily, it was only some water seeping into the front footwells causing only replacement of the car seat electric motors.
I believe many of you have seen or heard about tow vehicle following a boat down the ramp into the water.
I once had a claim when I drove the car into a puddle during a heavy rain, The dip depth was hidden and the car started floating. Happily, it was only some water seeping into the front footwells causing only replacement of the car seat electric motors.
#52
TSBB General Talk / Re: OT: Yards and yard work
Last post by noelH - Nov 15, 2024, 12:57 PMWaiting for Elon to build a XAI facility in the town across the Bay. Guessing it would create "good" paying jobs. Green washing, granola city. The town that has an undersized waste water treatment system. End result has been too often raw sewage and storm water run off into L.Superior.
The probably under utilized giant coal, tire, and wood chip power plant that has been on the lake front since 1916 could be a source of electricity. Also sending coal dust and in the past by products of the burnt coal into the Lake. Today they spray the piles of coal, wood chips, and/or shredded tires with something that smells like vinegar to control the dust or maybe spontaneous combustion. Most of the current power production is probably heading south along the high powered transmission line running from the plant. Guessing plenty of reserve generating capacity based on the variation of exhaust coming from the stacks. We joke it must be real hot in Chicago when all the stacks are exhausting whatever.
I'm a NIMBY. A XAI plant would be out of sight and out of mind until the whiff of power plant exhaust hits us. Right now unless the town does a sewage dump you only notice a light dome in the distance from their excessive use of night lighting. My Bortle 2 night sky is now Bortle 3. Mostly due to that town. Population is shrinking, but it is getting brighter at night.
The probably under utilized giant coal, tire, and wood chip power plant that has been on the lake front since 1916 could be a source of electricity. Also sending coal dust and in the past by products of the burnt coal into the Lake. Today they spray the piles of coal, wood chips, and/or shredded tires with something that smells like vinegar to control the dust or maybe spontaneous combustion. Most of the current power production is probably heading south along the high powered transmission line running from the plant. Guessing plenty of reserve generating capacity based on the variation of exhaust coming from the stacks. We joke it must be real hot in Chicago when all the stacks are exhausting whatever.
I'm a NIMBY. A XAI plant would be out of sight and out of mind until the whiff of power plant exhaust hits us. Right now unless the town does a sewage dump you only notice a light dome in the distance from their excessive use of night lighting. My Bortle 2 night sky is now Bortle 3. Mostly due to that town. Population is shrinking, but it is getting brighter at night.
#53
TSBB General Talk / Re: OT: Yards and yard work
Last post by noelH - Nov 15, 2024, 12:44 PMOne issue up here is apparently "better" paying jobs. It is assumed that means manufacturing and resource extraction. In the past it was. Historically the towns in this area were manufacturing and resource extraction based. Population was denser than today. But then things changed. Most the timber was cut. Mills started closing down. All the commercially profitable brownstone quarries closed. Over fishing and invasive significantly reduced commercial fishing. DuPont closed down. Populations dropped. Boom times were over. Slow evolution to tourist based economy.
Doubt if they can attract any "better" paying jobs envisioned by some. Decades ago Sony considered a CD manufacturing facility. They ended up selecting an area in the Pacific NW. Doubt if it is still around. A high tech company looked at establishing a manufacturing facility up here. One issue was lack of local workforce that could fill the companies need. I think they selected a site somewhere in S.D. Doubt if that company is around. They did R&D and manufacturing components for Blackberry,Nokia, Motorola.... Imagine the economic impact in an area with such a small population when a major company closes down.
It seems like every other major Federal agency has a significant presence here. USCG, USDA, BIA, USGS, .... Then add the State and Local government employees. "Better" for some are manufacturing, resource extraction. Not what some consider the "low" paying service sector jobs. They note the housekeeping, food, yard service tourist based workers that tend to be seasonal and lower paying v. the small manufacturing, skilled trades. Have a feeling nothing unique to most other rural areas of America. It is just the way rural economies are.
Plus side of our tourist based economy has been. Never really any boom times, but never really any big bust times. During the recession. Little impact on the number of tourist. During the Pandemic it was a mini-boom time. Maybe why at least in the City of Bayfield the population significantly grew, median household incomes exploded along the median price of a house. Spill over to the rural areas close to town.
Doubt if they can attract any "better" paying jobs envisioned by some. Decades ago Sony considered a CD manufacturing facility. They ended up selecting an area in the Pacific NW. Doubt if it is still around. A high tech company looked at establishing a manufacturing facility up here. One issue was lack of local workforce that could fill the companies need. I think they selected a site somewhere in S.D. Doubt if that company is around. They did R&D and manufacturing components for Blackberry,Nokia, Motorola.... Imagine the economic impact in an area with such a small population when a major company closes down.
It seems like every other major Federal agency has a significant presence here. USCG, USDA, BIA, USGS, .... Then add the State and Local government employees. "Better" for some are manufacturing, resource extraction. Not what some consider the "low" paying service sector jobs. They note the housekeeping, food, yard service tourist based workers that tend to be seasonal and lower paying v. the small manufacturing, skilled trades. Have a feeling nothing unique to most other rural areas of America. It is just the way rural economies are.
Plus side of our tourist based economy has been. Never really any boom times, but never really any big bust times. During the recession. Little impact on the number of tourist. During the Pandemic it was a mini-boom time. Maybe why at least in the City of Bayfield the population significantly grew, median household incomes exploded along the median price of a house. Spill over to the rural areas close to town.
#54
TSBB General Talk / Re: OT: Yards and yard work
Last post by Noemi - Ensenada 20 - Nov 15, 2024, 12:42 PM5.7% now, and how fast are we growing? And how much of the total land is even livable?
That doesn't change the fact that we don't, overall, add wild lands and environments. We take them away.
Margaret Atwood's "Oryx and Crake" novel starts from the same premise. Definitely frightening.
That doesn't change the fact that we don't, overall, add wild lands and environments. We take them away.
Margaret Atwood's "Oryx and Crake" novel starts from the same premise. Definitely frightening.
#55
TSBB General Talk / Re: OT: Yards and yard work
Last post by Frank B. - Nov 15, 2024, 07:36 AMQuote from: Noemi - Ensenada 20 on Nov 14, 2024, 08:22 PMYeah, our mayors around here are all about "growth". They want to "grow" the cities. I guess they're after more tax dollars. But more people mean more need for housing, more destruction of wild areas, more use of resources, more fire/police needed....
And when will it stop? When does all this growth stop? Because if it doesn't, we end up with a fully paved planet. And if it does, nobody is prepared to deal with more of a steady state - ALL budgets are based on such "growth".
I have pondered this for decades.
https://nationalland.com/blog/how-is-land-used-in-america-a-look-at-u-s-land-ownership/
Interesting article, the key point for me is that developed land in the US makes up 5.74% of the total. Some friends and I had a debate about this, but it was all about local fears of development and I understand that. They clear an area down the street from you to develop a housing tract or put in a shopping mall with parking it is personal and we get upset about it. However, we are all mostly living in a home on land that was cleared for that purpose and we drive to the mall and park in a parking lot that was also cleared for that purpose. So can we deny that for others? Or how much is too much?
I recently read John Sandford's latest book, "Toxic Prey" which is a fictional account of a small group of people who had concluded that the earth was dying as a result of overpopulation. They took an existing virus that was ten times as fatal as covid but not very contagious and "merged" it with the measles virus which is one of the most contagious. They had a plan to take it to airports all over and and release it for maximum spread. Their goal was to kill off half the population on earth. Frightening book.
#56
Tales and Trip Reports / Re: Sea Pearl 21 Slides into L...
Last post by Doug SC - Nov 15, 2024, 06:04 AMLooks like a good shake down sail. 
I have canoed all the way down Juniper Springs Run from the park and taken out at a dirt ramp on the south end of Lake George. Lots of wildlife along the shore of Lake George with a variety of wading birds and the ever-present gators and turtles. Eagles and osprey are also common.
I have canoed all the way down Juniper Springs Run from the park and taken out at a dirt ramp on the south end of Lake George. Lots of wildlife along the shore of Lake George with a variety of wading birds and the ever-present gators and turtles. Eagles and osprey are also common.
#57
TSBB General Talk / Re: OT: Yards and yard work
Last post by Noemi - Ensenada 20 - Nov 14, 2024, 08:22 PMYeah, our mayors around here are all about "growth". They want to "grow" the cities. I guess they're after more tax dollars. But more people mean more need for housing, more destruction of wild areas, more use of resources, more fire/police needed....
And when will it stop? When does all this growth stop? Because if it doesn't, we end up with a fully paved planet. And if it does, nobody is prepared to deal with more of a steady state - ALL budgets are based on such "growth".
I have pondered this for decades.
And when will it stop? When does all this growth stop? Because if it doesn't, we end up with a fully paved planet. And if it does, nobody is prepared to deal with more of a steady state - ALL budgets are based on such "growth".
I have pondered this for decades.
#58
TSBB General Talk / Re: Auto insurance in regions ...
Last post by Krusen - Nov 14, 2024, 08:00 PMRead carefully before you change.
We moved into a gated community, and expected our rates to go down, No, they went up, we were no longer in a single family home, just an apartment, higher rates.
We shopped GEICO, their rates were much lower, I required a copy of the coverage, and found it less than half what we had. We stayed with State Farm.
We moved into a gated community, and expected our rates to go down, No, they went up, we were no longer in a single family home, just an apartment, higher rates.
We shopped GEICO, their rates were much lower, I required a copy of the coverage, and found it less than half what we had. We stayed with State Farm.
#59
TSBB General Talk / Re: Auto insurance in regions ...
Last post by Wolverine - Nov 14, 2024, 07:51 PMThat's a good question. I need to look into that. As for State Farm, they won't insure in my area. (coastal nc)
#60
TSBB General Talk / Auto insurance in regions at r...
Last post by noelH - Nov 14, 2024, 07:46 PMMy previous auto insurance company noted that their premium increase was due to their increasing cost for paying out claims. They have zero exposure as in offering insurance in hurricane and western fire areas. Sounded like B.S. to me. After switching to State Farm and paying only 30% of AmFam new rates if felt like something more than B.S. Guessing State Farm has auto polices in hurricane and high fire risk regions of the country.
For those living in hurricane areas. Are your vehicles covered by your policy for water and wind damage from the storms and rising flood waters? Or do you need to add a rider?
For those living in hurricane areas. Are your vehicles covered by your policy for water and wind damage from the storms and rising flood waters? Or do you need to add a rider?